How can CaseCapital Finance help expand my business?
Whether it be an influx of cash through the Working Capital program, increasing your profit margins and acceptance through our Merchant Services program or a combination of both, CaseCapital Finance has a myriad of options to expand just about every type of business.
What are the differences between a bank loan and a CaseCapital Working Capital advance?
A traditional small business loan is a time consuming and inflexible process where the bank is very restrictive. You need a lot of documentation, collateral and your business has to be in excellent shape – the bank will lend you money when you least need it.
At CaseCapital we have made the process very simple and straightforward, with approval and funding usually done within a week. This is not a loan so your credit is not affected.
How does the program work?
CaseCapital Finance works with Small and Middle Market business owners, working directly alongside them to grow their business. We pride ourselves on being the most flexible merchant cash advance firm in the industry. We purchase your future receivables at a small discount, creating a cash advance.
How do I know if I qualify?
The application process is quick and easy. All you need to qualify is:
One year in business
Consistent future receivables
Minimum 500 FICO score
No unresolved bankruptcies
No criminal record
How soon can I get the money?
Approval is granted in 48 hours and funding can be made in as little as
7 business days!
How do I Repay?
Depending on each individual circumstance, we customize a solution that best fits your needs. Normally a variable percentage of gross sales are deducted daily until the full repayment amount has been fulfilled, or a fixed amount could be deducted.
Are there any limits to how I can use the money?
We pride ourselves on providing working capital to companies to grow their business, to remodel, add space, advertise or purchase additional inventory. The Working Capital program allows our merchants to use their money for almost anything related to their business. Most merchants use the money for expansion and additional inventory.
What kind of discount do I get if I pay early?
As our product is not a loan, there are no discounts for early repayment. There are also no set terms associated with the capital. We grow with you!
Do I need to change credit-card processors?
Do to our unique and convenient repayment method based on our merchant services agreement with the National Processing Company, you may need to switch processors. The Merchant Services program offers very competitive rates and acceptance solutions to suit your business.
What do you mean by “gross annual receivables?”
Gross annual receivables are made up of all bankable sales, annually. This will help us determine the total funding made available to your company.